In Control of Your Future: Why More Australians Are Choosing SMSFs

Imagine having full control over your retirement savings, choosing exactly where your money goes, growing wealth with your family, and shaping your financial future on your terms. That’s the power of a Self-Managed Super Fund. With the freedom to pick your own investments, pool up to six family members, borrow for bigger opportunities, and fine-tune how benefits are managed, an SMSF gives you a level of flexibility traditional super funds simply can’t match. If you want more say in how your nest egg is built, this is where the conversation starts.

Why Regret Undermines Your Price And Your Brand

Why I Don’t Do Discounts Even for My Mum. 

No fluff, just strategic, behavioural, and financial consequences of price regret  and what to do instead.
Then about massive difference between a cheap deal and a meaningful gesture, and smart clients, friends, and family feel that difference immediately. The key is to frame it as a gift, not a markdown. 

Why Comparing Me to Your Old Accountant Isn’t Fair

You’re not just paying for tax returns. You’re paying for thinking, strategy, and a team that’s got your back.

I’m not your old accountant and if you’re still comparing prices from 2023, you’re missing the value of what we’re building now.

Art, Tax and Trouble: What Creatives Should Know About Art Donation Scams


Donating artwork can be a powerful tax-saving tool — or a trap disguised in brushstrokes and buzzwords. Written by a tax advisor based in a Mornington Peninsula creative hub, this article breaks down how the Cultural Gifts Program really works, and exposes the five most common black-market tactics that turn good intentions into audit bait. If you’re an artist, collector, or just tax-curious, this is your guide to keeping your generosity legal and your ledger clean.

Don't Be That Guy: Why Savvy Businesses Do Tax Planning Before EOFY

Too many business owners treat tax planning like an afterthought, showing up in July with receipts and regret. Real savings happen before June 30—when you can still claim deductions, shift income, and distribute trust earnings properly. Miss the deadline, and all that’s left is paying more tax and your accountant’s silent judgment.

Tax incentive you are missing out on

You might be surprised to learn that your business could qualify for significant support, even if you're not in a traditional "research" field. Whether you’re developing software, improving a product, or solving a technical problem, the R&D tax incentive could be a game-changer for your business.

Our Team's Ethos and Our Angle

We believe in:
🔹 Empowerment over dependency—you should know your numbers, not just outsource them.
🔹 Strategy over shortcuts—quick fixes don’t build lasting success.
🔹 Clarity over complexity—you need real answers, not financial fog.
🔹 Action over hesitation—because waiting costs more than making the wrong move.

We challenge, we push, we equip. Our job isn’t to keep you comfortable—it’s to make you competent, confident, and in control.

How I Price My Work

If you’re searching for the cheapest accountant, I’m probably not the right fit. But if you want someone who sees beyond the numbers, spots opportunities you didn’t even know existed, and helps you make smarter financial decisions, we should talk.

I work with business owners who value expertise over shortcuts—the ones who know that good accounting isn’t an expense, it’s an investment. Before I quote, I make sure we’re the right match. Because the best accounting isn’t about filing forms—it’s about building something that lasts.

Level Up Your Super, play with risk

Your superannuation isn’t just a treasure chest to leave untouched—it’s a powerful tool to grow your wealth. By understanding how to invest in shares, property, and more, you can turn your retirement savings into a fortune. Whether you prefer steady gains or high-risk, high-reward strategies, the choice is yours. Take control of your financial future and unlock the potential of your super

Mortgage is your 'dead pledge'

"Mortgage", the word, means: "dead pledge."

"mort" = "dead" and "gage" = "pledge"

It refers to the idea that the "pledge" (the property) becomes "dead" if the borrower fails to repay the debt.


SMSF's Hats you need to wear

Think managing an SMSF is straightforward? Think again. From juggling roles like member, trustee, and director to navigating life’s curveballs, there’s more to it than meets the eye. Dive into this guide by Nadia and discover how to master every hat your SMSF requires—with a touch of flair and a lot of savvy

Why Every SMSF Should Have a Corporate Trustee

Managing an SMSF doesn’t have to be a juggling act. A corporate trustee streamlines changes, protects personal assets, and keeps everything organised. Whether it’s dealing with life’s surprises or keeping your super fund compliant, this approach makes it all easier.

Your Parents’ SMSF – It’s Not So Scary to Manage

Helping your parents with their SMSF doesn’t have to be daunting. Follow Darren’s journey as he steps up to support his ageing parents, John and Linda, and learns how to navigate the complexities of self-managed super funds with confidence and care.

Divorce & Money

Separation is never easy, but how you approach it can make all the difference. In this blog, discover how one couple worked with a financial neutral to part ways with dignity and fairness, while another's trip to the courtroom cost them their savings—and a whole lot more.

Read on to learn why collaboration, transparency, and smart planning can save more than just money.

Why People Screw Up With Money

Money isn’t just numbers on a screen; it’s freedom—or a prison. Most people are stuck in scripts handed down from their parents, their culture, or life itself. These scripts are sneaky—they tell you how to behave with money, often without you realising it. Break the script, and you might just escape the cycle of frustration and failure.

Difference Between Expense and Investment

The essence of growing a business isn't solely about reducing costs. It's about discerning which expenses actually foster revenue growth. Take, for instance, a small startup I billed $1,800 for tax preparation and financial statements. With a few strategic tweaks, they secured a $12,000 refund, all within the bounds of legality. Without these adjustments, they would have faced a $1,666 liability. It is a very trivialised example.

The Resilience of a Half-Full Glass: Why Nadia Refuses to Judge Those Enduring Hard Times

The glass brings back memories of hope during my turbulent times when I was utterly desperate. In December 2018, I was in very bad shape: a double divorcee, separated from the father of my children and from my business partner—a dare you to beat my title. The correct words to describe my state were dishevelled, depressed, and defeated, still recovering from my car accident, where I shattered my sternum.

The Curious Conundrum: A Financial Advisor's Fascination with Artists

I prefer to work with motivated and hungly for change, goal-oriented business owners, but every now and then, I find myself succumbing to the charms of an odd artist. Am I mad? Why would I willingly embrace the whimsy of such creative souls?

Picture this: an accountant's life, normally mired in the mundane, is suddenly interrupted by the arrival of an artist, their imagination awash with vivid hues of peculiarity. It's like stepping into a Salvador Dalí painting, where reality and dreams entwine in a mesmerizing dance.

The Unpardonable Accountant: Indelible First Impressions. Meeting Leisa

Yet, a paradox surrounds her. She poses seemingly naive questions about finance, akin to a child's innocence, but I sense her struggle lies not in grasping the concept but in navigating the intentionally imposed complexity. She's fallen victim to pragmatists who convinced her that finance is a foreign realm, beyond her reach. What they never disclosed is that they deliberately employ convoluted jargon to maintain their gatekeeper status. They consider her a threat, for they fear that once creative minds comprehend finance, they'll multiply wealth at an astonishing pace.

Client Story: Leisa boarded the wrong flight and ended up on a surprise vacation.

Is she selling just materials and labor, measured in hours? Or perhaps, it's the prestige of owning an unreplicable piece of art? Yet, prestige is not what drives her. What Leisa yearns for is that moment of transcendence, where invisible forces guide her physical being to craft unearthly shapes. She loses herself for hours in front of her kilns, neglecting even her basic needs, as she breathes life into inspiration.

But in the wake of each enchanting trance, a cruel and unforgiving reality emerges. Leisa finds herself entangled in the merciless embrace of practicality. An apparently innocuous inquiry, "What's your asking price for this masterpiece?" becomes a vice, constricting around her with each fleeting breath.

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