[
	{
		"post_id": "30", 
		"post_category_id": "1", 
		"post_title": "In Control of Your Future: Why More Australians Are Choosing SMSFs", 
		"post_content_short": "Imagine having full control over your retirement savings, choosing exactly where your money goes, growing wealth with your family, and\n\tshaping your financial future on your terms. That’s the power of a Self-Managed Super Fund. With the freedom to pick your own investments,\n\tpool up to six family members, borrow for bigger opportunities, and fine-tune how benefits are managed, an SMSF gives you a level of\n\tflexibility traditional super funds simply can’t match. If you want more say in how your nest egg is built, this is where the conversation\n\tstarts.\n", 
		"post_icon": "", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/in-control-of-your-future-why-more-australians-are-choosing-smsfs\/", 
		"post_date": "2025-12-08 00:53:36"
	}, 
	{
		"post_id": "29", 
		"post_category_id": "1", 
		"post_title": "Why Regret Undermines Your Price And Your Brand", 
		"post_content_short": "<strong>Why I Don’t Do Discounts Even for My Mum.&nbsp;<\/strong><br \/>\n<br \/>\nNo fluff, just strategic, behavioural, and financial consequences of price regret &nbsp;and what to do instead.<br \/>\nThen about&nbsp;massive difference between a <strong>cheap deal<\/strong> and a <strong>meaningful gesture<\/strong>, and smart clients,\nfriends, and family feel that difference immediately. The key is to <strong>frame it as a gift, not a markdown<\/strong>.&nbsp;<br \/>", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/29\/nadia_sept16th-027.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/why-regret-undermines-your-price-and-your-brand\/", 
		"post_date": "2025-11-18 05:16:27"
	}, 
	{
		"post_id": "28", 
		"post_category_id": "1", 
		"post_title": "Why Comparing Me to Your Old Accountant Isn’t Fair", 
		"post_content_short": "<strong>You’re not just paying for tax returns. You’re paying for thinking, strategy, and a team that’s got your back.<\/strong>\n<br \/><br \/>I’m not your old accountant and if you’re still comparing prices from 2023, you’re missing the value of what we’re building now.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/28\/NADIA9THAPRIL-42-(2).jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/why-comparing-me-to-your-old-accountant-isnt-fair\/", 
		"post_date": "2025-07-25 02:54:24"
	}, 
	{
		"post_id": "27", 
		"post_category_id": "1", 
		"post_title": "Art, Tax and Trouble: What Creatives Should Know About Art Donation Scams", 
		"post_content_short": "<strong><\/strong><br \/>\n\tDonating artwork can be a powerful tax-saving tool — or a trap disguised in brushstrokes and buzzwords. Written by a tax advisor based in a\n\tMornington Peninsula creative hub, this article breaks down how the Cultural Gifts Program <em>really<\/em> works, and exposes the five most\n\tcommon black-market tactics that turn good intentions into audit bait. If you’re an artist, collector, or just tax-curious, this is your\n\tguide to keeping your generosity legal and your ledger clean.\n\n<br \/><br \/>", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/27\/9191_StudioandCo._KateShanasy_Apr25_lores.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/art-tax-and-trouble-what-creatives-should-know-about-art-donation-scams\/", 
		"post_date": "2025-05-31 06:23:51"
	}, 
	{
		"post_id": "26", 
		"post_category_id": "1", 
		"post_title": "Don't Be That Guy: Why Savvy Businesses Do Tax Planning Before EOFY", 
		"post_content_short": "Too many business owners treat tax planning like an afterthought, showing up in July with receipts and regret. Real savings happen before\nJune 30—when you can still claim deductions, shift income, and distribute trust earnings properly. Miss the deadline, and all that’s left is\npaying more tax and your accountant’s silent judgment.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/26\/Unfair-Advantage-42.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/tax-design-dont-be-that-guy\/", 
		"post_date": "2025-05-02 04:56:56"
	}, 
	{
		"post_id": "25", 
		"post_category_id": "1", 
		"post_title": "Tax incentive you are missing out on", 
		"post_content_short": "You might be surprised to learn that your business could qualify for significant support, even if you're not in a traditional \"research\"\nfield. Whether you’re developing software, improving a product, or solving a technical problem, the <strong>R&amp;D tax incentive<\/strong>\ncould be a game-changer for your business.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/25\/Liam-RandD.jpeg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/tax-incentive-you-are-missing-out-on\/", 
		"post_date": "2025-03-27 23:07:34"
	}, 
	{
		"post_id": "24", 
		"post_category_id": "1", 
		"post_title": "Our Team's Ethos and Our Angle", 
		"post_content_short": "We believe in:<br \/>\n\t🔹 <strong>Empowerment over dependency<\/strong>—you should know your numbers, not just outsource them.<br \/>\n\t🔹 <strong>Strategy over shortcuts<\/strong>—quick fixes don’t build lasting success.<br \/>\n\t🔹 <strong>Clarity over complexity<\/strong>—you need real answers, not financial fog.<br \/>\n\t🔹 <strong>Action over hesitation<\/strong>—because waiting costs more than making the wrong move.\n\n<br \/><br \/>\n\tWe challenge, we push, we <strong>equip<\/strong>. Our job isn’t to keep you comfortable—it’s to make you <strong>competent, confident, and\n\tin control<\/strong>.\n", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/24\/NADIA_DEC-140.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/our-teams-ethos-and-our-angle\/", 
		"post_date": "2025-01-23 02:07:30"
	}, 
	{
		"post_id": "23", 
		"post_category_id": "1", 
		"post_title": "How I Price My Work", 
		"post_content_short": "If you’re searching for the cheapest accountant, I’m probably not the right fit. But if you want someone who <strong>sees beyond the numbers<\/strong>,\n\tspots opportunities you didn’t even know existed, and helps you make <strong>smarter financial decisions<\/strong>, we should talk.\n\n<br \/><br \/>\n\tI work with business owners who <strong>value expertise over shortcuts<\/strong>—the ones who know that good accounting isn’t an expense,\n\tit’s an investment. Before I quote, I make sure we’re the right match. Because the best accounting isn’t about filing forms—it’s about <strong>building\n\tsomething that lasts<\/strong>.\n\n<br \/>", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/23\/Nadia.jpeg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/how-i-price-my-work\/", 
		"post_date": "2025-01-23 01:45:46"
	}, 
	{
		"post_id": "22", 
		"post_category_id": "1", 
		"post_title": "Level Up Your Super, play with risk", 
		"post_content_short": "Your superannuation isn’t just a treasure chest to leave untouched—it’s a powerful tool to grow your wealth. By understanding how to invest\nin shares, property, and more, you can turn your retirement savings into a fortune. Whether you prefer steady gains or high-risk,\nhigh-reward strategies, the choice is yours. Take control of your financial future and unlock the potential of your super", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/22\/Nadia-is-reading-strategy.jpeg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/level-up-your-super-play-with-risk\/", 
		"post_date": "2025-01-12 23:10:57"
	}, 
	{
		"post_id": "21", 
		"post_category_id": "1", 
		"post_title": "Mortgage is your 'dead pledge'", 
		"post_content_short": "&quot;Mortgage&quot;, the word, means:&nbsp;&quot;dead pledge.&quot;<br \/>\n<br \/>\n&quot;mort&quot;&nbsp;= &quot;dead&quot; and &quot;gage&quot;&nbsp;= &quot;pledge&quot;<br \/>\n<br \/>\nIt refers to the idea that the &quot;pledge&quot; (the property) becomes &quot;dead&quot; if the borrower fails to repay the debt.<br \/>\n<br \/>\n<br \/>", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/21\/bird.jpeg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/mortgage-is-your-dead-pledge\/", 
		"post_date": "2025-01-10 05:30:13"
	}, 
	{
		"post_id": "20", 
		"post_category_id": "1", 
		"post_title": "SMSF's Hats you need to wear", 
		"post_content_short": "Think managing an SMSF is straightforward? Think again. From juggling roles like member, trustee, and director to navigating life’s\ncurveballs, there’s more to it than meets the eye. Dive into this guide by Nadia and discover how to master every hat your SMSF\nrequires—with a touch of flair and a lot of savvy", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/20\/Nadia-Hat.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/smsfs-hats-you-need-to-wear\/", 
		"post_date": "2025-01-06 00:05:52"
	}, 
	{
		"post_id": "19", 
		"post_category_id": "1", 
		"post_title": "Why Every SMSF Should Have a Corporate Trustee", 
		"post_content_short": "Managing an SMSF doesn’t have to be a juggling act. A corporate trustee streamlines changes, protects personal assets, and keeps everything\norganised. Whether it’s dealing with life’s surprises or keeping your super fund compliant, this approach makes it all easier.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/19\/Nadia-is-talking.jpeg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/why-every-smsf-should-have-a-corporate-trustee\/", 
		"post_date": "2025-01-05 23:40:03"
	}, 
	{
		"post_id": "18", 
		"post_category_id": "1", 
		"post_title": "Your Parents’ SMSF – It’s Not So Scary to Manage", 
		"post_content_short": "Helping your parents with their SMSF doesn’t have to be daunting. Follow Darren’s journey as he steps up to support his ageing parents, John\nand Linda, and learns how to navigate the complexities of self-managed super funds with confidence and care.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/18\/DALL·E-2025-01-06-10.23.21-A-modern-professional-and-friendly-illustration-featuring-three-characters_-an-elderly-couple-(a-man-with-a-green-sweater-and-glasses-and-a-woman-w.webp", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/your-parents-smsf-its-not-so-scary-to-manage\/", 
		"post_date": "2025-01-05 23:18:31"
	}, 
	{
		"post_id": "17", 
		"post_category_id": "1", 
		"post_title": "Divorce & Money", 
		"post_content_short": "Separation is never easy, but how you approach it can make all the difference. In this blog, discover how one couple worked with a financial\n\tneutral to part ways with dignity and fairness, while another's trip to the courtroom cost them their savings—and a whole lot more.\n\n<br \/><br \/>Read on to learn why collaboration, transparency, and smart planning can save more than just money.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/17\/NADIA_DEC-009.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/divorce-and-money\/", 
		"post_date": "2024-12-10 02:57:56"
	}, 
	{
		"post_id": "16", 
		"post_category_id": "1", 
		"post_title": "Why People Screw Up With Money", 
		"post_content_short": "Money isn’t just numbers on a screen; it’s freedom—or a prison. Most people are stuck in scripts handed down from their parents, their\nculture, or life itself. These scripts are sneaky—they tell you how to behave with money, often without you realising it. Break the script,\nand you might just escape the cycle of frustration and failure.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/16\/Nadia-Hughes-by-Valentin-Zhmodikov-2021-color-1.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/why-people-crew-up-with-money\/", 
		"post_date": "2024-11-18 03:03:00"
	}, 
	{
		"post_id": "15", 
		"post_category_id": "1", 
		"post_title": "Difference Between Expense and Investment", 
		"post_content_short": "The essence of growing a business isn't solely about reducing costs. It's about discerning which expenses actually foster revenue growth.\nTake, for instance, a small startup I billed $1,800 for tax preparation and financial statements. With a few strategic tweaks, they secured a $12,000 refund, all within the bounds of legality. Without these adjustments, they would have faced a $1,666 liability. It is a very\ntrivialised example.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/15\/Parot.jpeg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/clever-spending-or-clever-earning-navigating-business-growth-with-a-clever-accountant-at-your-side\/", 
		"post_date": "2024-04-10 08:49:34"
	}, 
	{
		"post_id": "14", 
		"post_category_id": "1", 
		"post_title": "The Resilience of a Half-Full Glass: Why Nadia Refuses to Judge Those Enduring Hard Times", 
		"post_content_short": "The glass brings back memories of hope during my turbulent times when I was utterly desperate. In December 2018, I was in very bad shape: a\ndouble divorcee, separated from the father of my children and from my business partner—a dare you to beat my title. The correct words to\ndescribe my state were dishevelled, depressed, and defeated, still recovering from my car accident, where I shattered my sternum.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/14\/NADIA9THAPRIL-40.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/the-resilience-of-a-half-full-glass-why-nadia-refuses-to-judge-those-enduring-hard-times\/", 
		"post_date": "2024-04-10 02:02:41"
	}, 
	{
		"post_id": "13", 
		"post_category_id": "1", 
		"post_title": "The Curious Conundrum: A Financial Advisor's Fascination with Artists", 
		"post_content_short": "I prefer to work with motivated and hungly for change, goal-oriented business owners, but every now and then, I find myself succumbing to\nthe charms of an odd artist. Am I mad? Why would I willingly embrace the whimsy of such creative souls?<br \/>\n<br \/>\nPicture this: an accountant's life, normally mired in the mundane, is suddenly interrupted by the arrival of an artist, their imagination\nawash with vivid hues of peculiarity. It's like stepping into a Salvador Dalí painting, where reality and dreams entwine in a mesmerizing\ndance.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/13\/image-(19).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/the-curious-conundrum-a-financial-advisors-fascination-with-artists\/", 
		"post_date": "2024-01-06 22:43:52"
	}, 
	{
		"post_id": "12", 
		"post_category_id": "1", 
		"post_title": "The Unpardonable Accountant: Indelible First Impressions. Meeting Leisa", 
		"post_content_short": "Yet, a paradox surrounds her. She poses seemingly naive questions about finance, akin to a child's innocence, but I sense her struggle lies\nnot in grasping the concept but in navigating the intentionally imposed complexity. She's fallen victim to pragmatists who convinced her\nthat finance is a foreign realm, beyond her reach. What they never disclosed is that they deliberately employ convoluted jargon to maintain\ntheir gatekeeper status. They consider her a threat, for they fear that once creative minds comprehend finance, they'll multiply wealth at\nan astonishing pace.<br \/>", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/12\/image-(18).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/the-unpardonable-accountant-indelible-first-impressions-meeting-leisa\/", 
		"post_date": "2024-01-05 05:20:41"
	}, 
	{
		"post_id": "11", 
		"post_category_id": "1", 
		"post_title": "Client Story: Leisa boarded the wrong flight and ended up on a surprise vacation.", 
		"post_content_short": "Is she selling just materials and labor, measured in hours?&nbsp;Or perhaps, it's the prestige of owning an unreplicable piece of\nart?&nbsp;Yet, prestige is not what drives her. What Leisa yearns for is that moment of transcendence, where invisible forces guide her physical being to craft unearthly shapes. She loses herself for hours in front of her kilns, neglecting even her basic needs, as she\nbreathes life into inspiration.<br \/>\n<br \/>\nBut in the wake of each enchanting trance, a cruel and unforgiving reality emerges. Leisa finds herself entangled in the merciless embrace of practicality. An apparently innocuous inquiry, \"What's your asking price for this masterpiece?\" becomes a vice, constricting around her\nwith each fleeting breath.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/11\/image-(17).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/client-story-leisa-boarded-the-wrong-flight-and-ended-up-on-a-surprise-vacation\/", 
		"post_date": "2024-01-05 05:14:09"
	}, 
	{
		"post_id": "10", 
		"post_category_id": "1", 
		"post_title": "Who is my Hero?", 
		"post_content_short": "When I finally retire and write my memoirs, the small business owner will be my true hero. They face harsh economic conditions\n\tunderequipped. Sacrifice is their middle name. They work tediously long hours for a financial scraps in the first couple years of\n\testablishment.&nbsp; Many of them will perish in an unequal struggle with the forthcoming recession. I want to celebrate these humble but\n\texhausted heroes and help them to become equipped when faced with the battle of their lives.&nbsp;Where do I get my fervent belief in\n\tAustralian small business? From recent history. Who helped Aussies pull through the extensive episodes of lockdown? The partisans of the\n\tbusiness world: the small business owners.\n\n<br \/><br \/>\n\tThey employed the tactics of the resistance: the&nbsp;speed, the surprise, and the mobility. In a short period of time, the troops were\n\tassembled, bolstered by local businesses that had&nbsp;acquired a thorough knowledge about e-marketing and rolled out online stores – with\n\tfull logistical support (including delivery). They did not act as competitors but as a helping hand. Our partisans will escalate their\n\tresistance once again to combat this looming ugly recession.\n", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/10\/Nadia-Hughes-by-Valentin-Zhmodikov-book.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/", 
		"post_date": "2022-10-29 04:39:19"
	}, 
	{
		"post_id": "9", 
		"post_category_id": "1", 
		"post_title": "Post-soviet lessons for the post-corona economy", 
		"post_content_short": "As a young woman in Russia I experienced first hand the economic chaos that resulted from the fall of the Soviet Union.<br\/>\r\n<br\/>\r\nWhile the economic, social and political circumstances differ today, many of the same traits that separated financial success and failure in\r\nthe immediate post-Soviet economy, will apply in the post-pandemic economy today.<br\/>\r\n<br\/>\r\nRead my article for @TheShiftMedia - <a href=\"https:\/\/theshift.media\/features\/post-soviet-lessons-covid-economy\">https:\/\/theshift.media\/features\/post-soviet-lessons-covid-economy<\/a><br\/>\r\n<br\/>\r\nAlso, stay tuned for an innovative new venture I'm working on to help businesses navigate through the treacherous post-covid economy ahead.<br\/>\r\n<br\/>\r\n#ReadTheShift #PostCovidEconomy #NewEconomy #TheShiftMedia", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/9\/Nadia-BandW.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/", 
		"post_date": "2020-06-02 23:17:23"
	}, 
	{
		"post_id": "8", 
		"post_category_id": "1", 
		"post_title": "Making the most of working from home", 
		"post_content_short": "In these unprecedented times, one thing we are being reminded of – and not just when we witness Italians creating glorious, impromptu\r\nconcerts over balconies – is that humans are resilient, and we adapt well to change.<br \/>\r\n<br \/>\r\nWhen change is being ushered in as quickly as it has been lately, we have to respond equally fast.<br \/>\r\n<br \/>\r\nBut there’s two ways to respond to a changing and uncertain landscape: we can panic, or we can remain calm.<br \/>\r\n<br \/>\r\n<br \/>", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/8\/Home-office.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/making-the-most-of-working-from-home\/", 
		"post_date": "2020-03-24 02:54:00"
	}, 
	{
		"post_id": "7", 
		"post_category_id": "1", 
		"post_title": "Unlock the Key to Financial Success in 2020", 
		"post_content_short": "How would you describe your relationship with money?<br \/>\r\n<br \/>\r\n&nbsp;Is money something you are naturally “good” at? Or do you dread to even think about your finances?<br \/>\r\n<br \/>\r\n&nbsp;Understanding your personal relationship to money is a really important step to take if you want to feel positive, in control and\r\nconfident with your finances.<br \/>\r\n<br \/>\r\n&nbsp;", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/7\/Money.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/unlock-the-key-to-financial-success-in-2020\/", 
		"post_date": "2020-01-14 07:00:34"
	}, 
	{
		"post_id": "6", 
		"post_category_id": "1", 
		"post_title": "Traits of a Great Investment Advice", 
		"post_content_short": "<strong><\/strong>&nbsp;<strong>Great investing advice is transparent.&nbsp;<\/strong>Unfair Advantage eliminates hidden or mysterious fees\r\nand obscured relationships. A great advice is transparent about data privacy: our client should have a clear view of how and where their\r\ninformation is being used.&nbsp;<br \/>\r\n<br \/>\r\n<strong>Great investing advice is independent.&nbsp;<\/strong>Everyone wins when we put our client first, and conflicted advice is a sure\r\npath to loss of trust and diminishing returns.", 
		"post_icon": "https:\/\/www.unfairadvantage.com.au\/media\/website_posts\/6\/Refund-hungry-pup.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.unfairadvantage.com.au\/blog\/traits-of-a-great-investment-advice\/", 
		"post_date": "2019-07-09 01:39:38"
	}
]